The Credics Issuing Solution provides a ready-to-go program for credit, debit, prepaid, private-label, and stored-value cards, all of which can be easily configured to clients' requirements.
Key Features
- Account/customer-centric management for coordination of customer data
- Dynamic hierarchy and relationship between accounts
- Supports any business model (credit, debit, prepaid, private-label, loans, loyalty programs)
- Easy selectivity for customized marketing (by demographics, affinities, activity levels, holidays, etc.)
- Marketing schemes can be customized and tracked by purchase category, season, target market, or other data
- Unlimited relationships between accounts, and unlimited meters per account
- Full EMV support
- Pilot and "what-if" simulation projects can be initiated without affecting existing programs or risking system integrity
- Transactor-based tracking merges data on multiple cards and transaction types
- Optional linkup between transaction sources (family, company, neighborhood, etc.)
- Built-in audit, control and balancing tools
Key Benefits
- A complete card management system
- Multi-language and multi-currency functions for full and easy compliance with international networks
- Progressive billing according to usage, demographic data, activity level, and customer type
- Fast addition of new billing schemes to existing programs
- Easy and efficient access to user data, with specification of the financial institution
- Quick data migration, integration, and enrichment
- A permanently balanced system, regardless of traffic demands
- Market and user oriented, leading to more effective marketing
- Fast time-to-market for new financial products and pilot projects
- Low "Cost of Error” resulting in higher profits
